Application

The collection of information regarding your loan can be done on –line or over the phone in approximately 5-10 minutes. A mortgage specialist will then discuss with you the loan options that best fit your needs.

Your personal loan specialist will then get your loan approved with the appropriate lender. This process often takes less than 15 minutes.

You will then receive a loan package containing a Good Faith Estimate, Disclosures, and Documentation requirements.

Once you have reviewed the package, and approved the proposal, your loan will be submitted for processing.

Upon receiving your required disclosures our processing department will order, collect, and package all necessary documentation for your specific loan. This may include such things as Title Commitment, Appraisal, Survey, etc.

The completed loan package is then submitted to the lender for Underwriting.

An underwriter will review your package making sure all guidelines have been followed and that all documentation is adequate and correct.

Once the underwriter is satisfied, they will issue a clear package and we can arrange a time for you to initial the final paperwork.

Your personal loan advisor will then work with you to arrange the best time and place for you to close your loan. This can usually be done right at home, after work or even on you lunch break.

A personal loan advisor will be available to answer questions at anytime during the loan process, and even after you close

We know that the best way to earn your business now and in the future is to make this process as easy as possible.